The phrase describes a policy structure that allows coverage to begin without an upfront deposit — a modest but meaningful change for families managing tight monthly budgets.

Nationwide, car insurance premiums have shot up a whopping 30% since 2023, and New Jersey is one of the states where rates ...

Your car insurance quote will generally show the insurer's suggested limits—usually more than the mandated minimums—for each ...

Insurance experts say adding your teen to your existing policy often saves you money rather than if they get their own, ...

Auto coverage has surged 50 percent in the past five years, but calculating a driver’s cost plays out very differently from ...

When it comes to protecting your car, most people focus only on getting a basic insurance policy for the car, until a claim ...

Mechanical breakdown insurance (MBI) is a form of insurance that covers the cost of repairs for mechanical failures in a ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Compare plans tailored to your car & budget. Life is unpredictable. Your car might sit safely in the driveway today. Tomorrow, a fallen tree could crush it or thieves could target it. These moments ...

Question: My car was totaled in an accident. Should I repair and keep driving it or buy a new one? Answer: In many cases, buying a car after your current car is declared a total loss is the easier, ...

The following information was released by the office of the New York Attorney General:. New York Attorney General Letitia James today secured $14.2 million from eight car insurance companies for ...