Nationwide, car insurance premiums have shot up a whopping 30% since 2023, and New Jersey is one of the states where rates ...

The phrase describes a policy structure that allows coverage to begin without an upfront deposit — a modest but meaningful change for families managing tight monthly budgets.

Car insurance can be complex and confusing, which is part of the reason there are so many common misconceptions. These are ...

Your car insurance quote will generally show the insurer's suggested limits—usually more than the mandated minimums—for each ...

Auto coverage has surged 50 percent in the past five years, but calculating a driver’s cost plays out very differently from ...

Insurance experts say adding your teen to your existing policy often saves you money rather than if they get their own, ...

Mechanical breakdown insurance (MBI) is a form of insurance that covers the cost of repairs for mechanical failures in a ...

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Question: My car was totaled in an accident. Should I repair and keep driving it or buy a new one? Answer: In many cases, buying a car after your current car is declared a total loss is the easier, ...