Secured credit cards are designed to help individuals improve their credit history and score. However, these cards differ from traditional unsecured cards in a few ways, and it’s important to ...

Auto insurance companies want to know whether you're a risk as a driver. The greater your risk factor, the more likely you might cost the insurance company money because it has to pay out if you get ...

How Do I Fix My Credit After Divorce? How you fix your credit after divorce depends on what you need to address. If your credit is going south because of joint accounts not being handled appropriately ...

The Ultimate Guide to Credit ScoresThe questions from readers keep pouring in and they almost all boil down to the same thing: "How do I improve my credit scores?" or "What effect will this action ...

As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), prepared by the Federal Trade Commission.

Here are 10 companies that came back from the dead.

When you send money to friends and family on Venmo, do you pay anything extra? Find out what you need to know about Venmo fees. Find out what happens when your unemployment benefits are exhausted and ...

We explain what to do if you find a hard inquiry on your credit report you don't recognize and how to fix your credit.

10 Things To Do If Your Debt Goes to CollectionsFor one reason or another, life has given you lemons, and you’re in serious debt. Now, it’s time to make lemonade. The best thing to do with facing ...

The worst has happened--you've gotten served papers for debt. But don't despair. Here are seven steps to defend yourself against a debt collection lawsuit.

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.

If your phone is ringing off the hook with calls from debt collectors, it's not likely that you feel in control of the situation. But letting yourself feel scared or intimidated isn't a good option, ...