These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Variable life insurance is a type of permanent life insurance that provides lifelong coverage and includes an investment component that allows the cash value to grow over time. It offers a way to ...

Variable life insurance is a form of permanent life insurance, which is intended to last for a lifetime. As with other forms of life insurance, a variable life policy represents a contract between an ...

What Is Variable Life Insurance? Variable life insurance is a type of permanent life insurance policy. Essentially, a variable life insurance policy boils down to a contract between you and an ...

Variable life insurance has level premiums, a cash value component and a death benefit. You decide how funds are invested in the market, which means you can have gains or losses. Variable life ...