Lenders should consider borrowing a guideline from the Department of Veterans Affairs to underwrite mortgages that do not meet the safe harbor test of the qualified mortgage rule, according to a new ...

The CFPB wants to make sure that consumers who take out loans can meet their obligations and repay their debts--a laudable goal that responsible lenders share. However, the CFPB’s proposed ...

Washington, D.C., July 09, 2025 (GLOBE NEWSWIRE) -- The District of Columbia Housing Finance Agency (DCHFA) has launched its first Veterans Affairs (VA) loan product for veterans and active-duty ...

Residual income is the money you have left after your bills are paid. Another term for it is discretionary income — fitting, because residual income is yours to do with what you want. Ideally, you’ll ...