The housing market faces dual pressure as fewer Americans apply for mortgages while lenders reduce loan programs and increase documentation requirements.

Findings reflect how consumers assess brand reliability, customer experience, and institutional credibility when

Fifteen-year mortgage rates fell to a one-month low today. Currently, the average interest rate on a 30-year fixed mortgage is 6.14%, compared to 6.15% a week ago, according to the Mortgage Research Center.

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. What types of mortgage loans a lender offers is an important question to start with. After all, the mortgage market is diverse ...

If you’re a homeowner planning a major purchase or preparing for ongoing costs, a home equity line of credit (HELOC) can be an effective way to draw on your home’s value and access funds as you need them,

For example, according to research from Freddie Mac, borrowers who approached different lenders and got two or more quotes saved between $600 and $1200 annually compared to people who refinanced their mortgages from their current lender. Over the lifetime of your mortgage, this number can add up to substantial savings.

Mortgage rates could fall in January, but they're more likely to hold steady. While daily ups and downs are a given, a major shift this month feels like a long shot.

A Georgetown study claims Zillow Home Loans borrowers pay higher mortgage costs, but Zillow and outside experts dispute the findings and data used.

Mortgage rates were just a hair higher for the average lender on Thursday. The underlying bond market lost some ground following a stronger weekly Jobless Claims report and in sympathy with global bond market weakness overnight.