The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Experts say having a credit limit well above your usual monthly spending can help boost your credit score, so long as you ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

I've seen plenty of financially responsible people max out a credit card. Whatever the reason, the moment you swipe and hit that limit, things change. And not just in ways you can see. Sure, you know ...

Student loan borrowers nationwide are waking up to a harsh new reality: Their credit scores are plunging, sometimes by as much as 200 points. As the extended Covid-era protections end, millions of ...