Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Think flood insurance is just for waterfront homes? Not quite. Here’s why you might want a policy even if you live in a ...

Homeowners with low credit scores pay nearly $2,000 more per year for insurance than identical neighbors with high scores, study finds. Credit penalties often exceed the cost impact of living in high ...

Discover why moving to a no-income tax state in retirement isn’t always cheaper, and learn how property taxes, insurance, and ...

Affording a home is one thing. Affording to keep it running is another. The average homeowner spends $21,084 per year on non-mortgage expenses, including insurance, property taxes, and other costs, ...

With an average annual premium of $6,274, Louisiana homeowners have the highest true cost of home insurance at 10.78 percent of household income. Based on a median annual income of $77,719, the ...

When Tom Bhramayana built his house in Denham Springs, La., just five years ago, his annual home insurance premium was $1,575. Today, it’s $5,000—and rising. “It’s a new house,” he says. “The roof’s ...

With two hurricanes looming over the Atlantic, it's time for homeowners along the coast to get prepared. Granted, most models predict Humberto and Imelda won't make landfall in the United States. But ...