Lenders look at several factors to determine if you qualify for a mortgage. The loan-to-value ratio is a key metric that can impact your ability to get a home equity line of credit (HELOC) or home ...

Here’s a breakdown of how we reviewed and rated top home equity lenders. 32 Providers Monitored Our team researched more than two dozen of the country’s most home equity lenders, including large ...

Knowing how to calculate home equity gives homeowners a way to understand their home’s worth — and potentially liquidate it for their needs or wants. To calculate your home equity, take your home’s ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

When it comes to mortgage loans, the loan-to-value (LTV) ratio is one of the most important numbers. This ratio gives both the borrower and lender a picture of how much of the property’s value is ...

Home equity loan rates and terms vary enough to make a difference of thousands of dollars over the life of your loan. Both your qualifications and the terms of the loan determine the interest rate and ...

Tim Maxwell is a freelance writer who covers investing, real estate, banking, credit education and other personal finance topics. As a result, it may be worth considering whether refinancing your home ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...