Homeowners insurance is an essential purchase to make to avoid financial hardship if your personal property is damaged or you are sued.

Homeowners across the nation are seeing rising home insurance costs. It's normal for these rates to go up about 5% every year, according to Consumer Reports, but they went up an average of 12% in 2023 ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Recent wildfires have reshaped California’s insurance landscape, and some Los Angeles homeowners are seeing their premiums skyrocket or are facing policy non-renewals. Wildfire survivors have also ...

Stacy is a journalist and content creator with six years of experience writing about home improvement topics. Besides Forbes Home she has contributed her work and expertise to publications such as ...

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic ...

Homeowners may need to purchase event liability insurance to provide additional coverage for private parties. Host liquor liability insurance can provide extra coverage for a party host if alcohol is ...

Homeowners insurance policies don’t typically cover mold. But it might be covered in some instances, depending on the circumstances. Try checking your home insurance policy or talking to your agent ...

The legislation, signed by Gov. Gavin Newsom this month, is the state’s latest effort to tackle an insurance crisis that’s ...

Homeowners insurance offers property and personal liability protection for unexpected emergencies. Mortgage lenders require ...