Today's top CDs pay up to 4.35% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these ...

High-yield savings account: According to DepositAccounts.com, as of October 2025, the top-yielding 1% of high-yield savings ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Top CDs today are offering up to 4.35% APY. Lock in a strong return before the Fed makes another rate cut and yields drop ...

CD rates generally mimic the fed funds rate, going down when the Fed lowers rates. This is because banks can borrow for less, ...

Average rates for 24-month certificates of deposit are down 11 basis points in the past year at just 1.46% APY, according to ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

CDs are still paying strong returns, but rates have begun drifting lower. See which terms offer the best yields now—and how ...

The best short-term CD rates can help you reach your savings goals faster.