Indexed annuities account for four out of every 10 fixed annuity sales, after just being introduced 16 years ago! Although IAs may be fairly immature in terms of the product life cycle, their sales ...

The fear of running out of money consistently ranks as a top concern for retirees and soon-to-be retirees. And yet, despite their anxiety, many people I talk to have never considered using an annuity ...

A charitable gift annuity offers an interesting and beneficial option to the philanthropically-minded individual. Not only does this arrangement allow you to support your favorite charitable ...

Annuities can provide retirees with a guaranteed stream of income, but choosing the right type is key to making the most of these products. Making the selection requires learning about the major ...

An indexed annuity ties part or all of the crediting rate of an annuity to the performance of an investment index, such as the S&P 500. Keyport Life issued the first modern U.S. indexed annuity in ...

An annuity is a contract with an insurance company that gives you an income stream. You can buy an annuity with a single payment or a series of payments. Annuities come in many forms with varying ...

A hybrid annuity combines the features of a fixed annuity and a variable annuity. Hybrid annuities offer guaranteed lifetime income like a fixed annuity, plus potential for growth like a variable ...

<div class="Section1">Strictly speaking, the term &ldquo;annuity&rdquo; refers to a series of payments over time in which the principal (or purchase price) and ...

Annuities are a popular financial product but usually one that consumers learn about only from the adviser pushing the idea. With that in mind, a California-based group called Healthcare & Elder Law ...

A single premium immediate annuity (SPIA) is one of the simplest types of annuity contracts. With a SPIA, you make a single large deposit with an annuity company and your monthly payments begin ...

Annuities have a bad reputation due to their complexity, lack of transparency, and limited flexibility. However, for retirees focused on maximizing their spending in retirement, the simplest annuities ...